The Information and Advice Service are able to offer advice about a range of financial issue.
Feeling like you are living beyond your means can be stressful but it is also avoidable with a bit of discipline and planning. We highly recommend that you draw up a weekly / monthly and / or termly itemised budget and make an effort to stick to it. Doing this should minimise the chance of you running into financial problems part way through the year. Planning ahead lets you know where you stand and prevents the stress of running out of money just when you need it most.